Are you in the process of buying a property? Have you been told that you need a mortgage tree report, a homebuyers tree report or an arboricultural report/ survey? If so, we can help!
We’re highly experienced in carrying out the sorts of professional, thorough assessments that lenders look for. We know how daunting buying a property can be – that’s why we do everything we can to ensure the process is as smooth and speedy as possible.
Why do I need a mortgage tree report?
When a tree or trees are close to a property, it is increasingly common for mortgage lenders to ask homebuyers for a specialist tree report. They are sometimes referred to as mortgage tree reports, arboricultural reports or surveys, or homebuyer tree reports. However, they all refer to the same thing.
There are a number of ways in which trees can pose a risk to property, including:
- Subsidence caused by roots. As a result of this, damage can occur to the exterior or interior of a building.
- Damage to roofs caused by overhanging canopies and branches.
- Cracks in and uprooting of driveways, pathways and other exterior areas.
A tree report is an important way of addressing these concerns because it provides lenders with a professional assessment of the extent of these risks and what can be done to mitigate them.
What do our mortgage tree reports include?
As standard, our mortgage tree reports include:
- An assessment of the risk of indirect damage (subsidence) caused by of all trees within influencing distance of the buildings or structures.
- How likely it is that the trees will cause subsidence to adjacent properties.
- The risk of direct damage (by contact) to built structures.
- The health, condition and safety of the trees within influencing distance of the site.
- Recommendations on the immediate and future management of the trees at the property.
Why choose us?
Read a case study about how we helped a homebuyer in Nottingham.
You can also read our blog: ‘Mortgage Tree Reports: Why You Might Need One When Buying a Property‘.
Get A Quote Today
Get in touch with Apex Environmental today to find out how we can help you with a mortgage tree report.